Insurance & billing

Insurance & Billing For New Clients

For general information related to coverage guidelines that commonly apply, please select your insurance below:

Blue Cross Blue Shield

  • BDI Playhouse is in-network with BCBS PPO plans.
  • BDI is in network with a select number of BCBS HMO Plans. See our HMO Plans tab below for more info.
  • Most plans have generous Pediatric Therapy benefits.
  • Some plans limit coverage so please check with your carrier for any limitations on your policy. If coverage cannot be secured, please consider our private pay discount rates.

Aetna

  • BDI Playhouse is not in-network with Aetna after January 1, 2026.
    • Therapy can be billed to Aetna and will process to your Out of Network benefits
    • Specific billing codes can be provided to help you confirm coverage.
    • We offer significantly discounted private pay rates. To view rates, please click the button below.
  • Private Pay Rates

United Healthcare

  • BDI Playhouse is not in-network with United Health Care Plans.
    • Therapy can be billed to UHC and will process to your Out of Network benefits
    • Specific billing codes can be provided to help you confirm coverage.
    • We offer significantly discounted private pay rates. To view rates, please click the button below.
  • Private Pay Rates

Private Pay Discount Details

In the event that insurance funding is not available, or services are limited or not covered by the policy, our private pay discount rate offers parents another option. Details on the discount for our affordable private pay rate options can be found by clicking the button below.

Early Intervention Funding

Early Intervention (EI) is a state-funded program offering services to children birth to age three with a qualifying level of delay or qualifying diagnosis.

  • EI serves as a secondary insurance: Providers bill your insurance first and then Early Intervention for portions not covered by your plan.
  • A monthly family fee typically applies
  • Services are often required (by the program) to be provided in the family’s home and children with this funding source are rarely approved for services in-clinic at BDI.

Many families receive services BOTH through the Early Intervention AND separately through their insurance so that they may receive services in clinic, allowing the best of both worlds in their child’s intervention.

Waiting periods in Early Intervention are common. We recommend scheduling a free screening or consultation at BDI Playhouse prior to starting the Early Intervention evaluation process, as we can typically schedule within one week. We can also offer services temporarily while you wait for Early Intervention to complete the initial evaluations, schedule a meeting to generate the service document called an IFSP, and assign treating therapists.

More detailed information regarding this program can be found here.

Please review the Early Intervention website, but do not hesitate to ask us to walk you through how the Early Intervention Program works and how accessing this resource might benefit your family.

Cigna

BDI Playhouse is not in-network with Cigna.

  • Therapy can be billed to Cigna and will process to your Out of Network benefits
  • Specific billing codes can be provided to help you confirm coverage.
  • We offer significantly discounted private pay rates. To view rates, please click the button below.
  • Private Pay Rates

HMO Plans

  • As of January 1, 2025, BDI is a part of Duly Health and Care HMO Organization (formerly DuPage Medical):
    HMO of Illinois
    Blue Advantage HMO
    Blue Precision HMO
  • For other HMOs ask your child’s pediatrician to provide assistance in requesting a “single case agreement or waiver” to allow for coverage outside the network, at your in-network level of benefits. Click here for instructions to begin that process.
  • If coverage cannot be secured, please consider our private pay discount rates. To view rates, please click the button below.
  • Private Pay Rates

Medicaid and State Plans

  • BDI is not contracted with Government supported plans such as Medicaid or any State-funded plans (Illinois Medicaid, BCBS Community, Illinicare, Meridian, Health Alliance, Aetna Better Health, County Care, etc).
  • We offer significantly discounted private pay rates. To view rates, please click the button below.
  • Private Pay Rates

DSCC

  • DSCC: is the Division of Specialized Care for Children
  • Financially assists IL families and Children with special healthcare needs
  • Acts as a secondary insurance and often covers what primary insurance doesn’t
  • Eligibility is determined by family income and the diagnosis or needs of the child
  • Go here for more information.
  • If coverage cannot be secured, please consider our private pay discount rates. To view rates, please click the button below.
  • Private Pay Rates

Grants

Many of our patients have been able to secure grant funding through non-profit organizations. Here are a few places to get started!

Apply for grant funding at:

Frequently asked questions

What are BDI Playhouse's private pay rates?

For 2026, a private pay evaluation is $275 to $350, depending on the type of evaluation, and a single therapy session is $120. Families who reserve a weekly time can choose a discounted package: 13 sessions for three monthly payments of $494, 26 sessions for three payments of $988, or 39 sessions for three payments of $1,482. A session can be speech, occupational, physical or aqua therapy, and the same rates apply at both clinics. The full terms are in the 2026 Special Pricing Agreement for Private Pay Patients.

Do you accept the same insurance plans at both clinics?

Yes. BDI Playhouse is in-network with Blue Cross Blue Shield PPO plans and a select number of BCBS HMO plans (HMO of Illinois, Blue Advantage HMO and Blue Precision HMO, through the Duly Health and Care HMO organization) at both the Orland Park and Naperville / Aurora clinics. Aetna, United Healthcare and Cigna are out-of-network at both clinics; therapy can be billed to those plans' out-of-network benefits. We are not contracted with Medicaid or state-funded plans.

Is feeding therapy or lactation support covered by insurance?

Yes, feeding therapy and lactation support are covered by insurance, subject to the limits of your plan. Some plans cap the number of visits or require a referral, so check with your carrier about your policy. If coverage cannot be secured, our private pay rates offer another option.

Is telehealth covered by insurance?

Speech, occupational and physical therapy are covered when they are provided by telehealth. As with any visit, check with your carrier for limits on your policy. Feeding therapy is not offered by telehealth; it is always in person.